Tuesday, February 10, 2009

Credit Cash Collateral Bank Mandiri

Credit facilities granted to the security deposit in cash, time deposits, and / or savings in rupiah and foreign currency issued by Bank Mandiri.

Benefits:

1. Withdrawal can be done at any time.
2. Part that has not drawn does not attract interest.
3. Satisfaction at the time of loan maturity.
4. Nature of the credit can be a withdrawal at a time, newspaper accounts, or according to schedule.

Feature:

1. Period: Maximum of one (1) year and can be extended
2. Credit Limit: Maximum 90% of the nominal cash collateral for the Loan and 100% of the nominal insurance for Non-Cash Loan in the same currency.
3. Currency: Rupiah or Foreign Currency


For more information about our products, please contact your Call Mandiri at 14,000.

Investment Credit Bank Mandiri

Medium-term credit facilities and long-term, given in the rupiah currency and foreign exchange to finance the procurement of goods - capital goods for the rehabilitation, modernization, expansion or establishment or refinancing a new project, which comes from pelunasannya businesses with capital goods financed .

Benefits:

1. Disbursement on the basis of achievement.
2. Disbursement directly transferred to the checking account.
3. The amount of collateral is adjusted on the basis of cash flow business.

Feature:

1. Financing: Bank Mandiri up to 65% of the working capital needs and financing their own at least 35%.
2. Home Warranties: Business funded.
3. Additional warranties: the assessment required by the Bank when required.


For more information about our products, please contact your Call Mandiri at 14,000.

Working Capital Credit Bank Mandiri

Short-term credit facilities provided in the rupiah currency and foreign exchange to finance working capital needs that one out in the business cycle with the maximum period of one (1) year.

Benefits:

1. Withdrawal can be done at any time according to business needs.
2. Part that has not drawn does not attract interest.
3. Activation channeled through the financial account of the loan.

Feature:

1. Period: A maximum of one (1) year
2. Financing: Bank Mandiri maximum of 70% of the working capital needs and financing their own at least 30%.
3. Home Warranties: Business financed
4. Additional warranties: the assessment required by the Bank when required.


For more information about our products, please contact your Call Mandiri at 14,000.

Motor Vehicle Credit (KKB) BCA

The limited financial and other needs that must be fulfilled, the desire to make a vehicle purchase is often delayed. See conditions like this, BCA offers Motor Vehicle Credit (KKB) BCA.

Requirements:

1. WNI is the applicant with permanent status, employers or professional.
2. Duration of work or try to at least 2 years.
3. Minimum age of applicant is 21 years old, and the maximum age of applicant is 55 years for employees and 60 years for the professional or at the time the credit expired.
4. Goal is the purchase of vehicles to be used alone (non-transportation goods / passenger / business purposes).
5. Repayments (principal + interest) of the entire amount of the debt (in other bank BCA +) + a new application, the maximum 1 / 3 times gross salary of the applicant / joint income husband-wife.
6. Applicant must cover vehicle insurance (all risk) with the banker's condition clause.
7. Application KKB> 3 years, the mandatory insurance requirement with the banker's clause.
8. Willing to sign the credit agreement and fiducia in notariil.
9. Autodebet installment payments from the account of the applicant concerned in the BCA.
10. Fill out the application form and complete the necessary requirements document.

House Ownership Credit (KPR) BCA Xtra

KPR BCA Xtra provides financing solutions for your ideal home with many extra benefits for your future, such as Xtra Flexible, Lightweight Xtra, Xtra Plafon. KPR BCA with Xtra, you get 2 at the same time payment of:

* Stay installments, you pay principal and interest repayments are fixed each month.
* Flexible installment, where you freely set the amount of each monthly installment and interest-free return of principal repayment is disetorkan at any time.

Requirements:

1. WNI is the applicant with permanent status, employers or professional.
2. Duration of work or try to at least 2 years.
3. Minimum age of applicant is 21 years old, and the maximum age of applicant at the time the credit is ending 50 years for employees and 55 years for professional or businessman.
4. Repayments (principal + interest) of the entire amount of the debt (in other bank BCA +) + a new application, the maximum 1 / 3 times gross salary of the applicant / joint income husband-wife.
5. Must have or open a Giro account Rupiah BCA
6. Applicant must cover insurance (life and fire) with a banker's condition clause.
7. Willing to sign the credit agreement and APHT.
8. Autodebet installment payments from the account of the applicant concerned in the BCA.
9. Fill out the application form and complete the necessary requirements document.